The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. Subject to eligibility and lending criteria being met, personal circumstances being assessed and available credit. This means most applicants receive an outcome reasonably quickly although it is not guaranteed. Complete our online form and we’ll get back to you shortly. Our friendly Personal Finance team is based in Australia.They’re here to help with your loan application, assessment, and the management of your loan.

Loans you can actually afford

• This may be for employment or volunteering purposes.
• The maximum repayment term for each drawing against the loan is 36 months.
• Once your loan is submitted to the loan provider, we usually get an assessment decision in hours.
• Cover repairs, rego, tyres or buy a new vehicle with a car loan
• Check eligibility and apply for a National Police Check online.
• You repay and redraw to your credit limit, with no need to reapply and no fees (unless you miss a payment)

We may refer you to another provider if we cannot meet your timeframe requirements. Once your loan is submitted to the loan provider, we usually get an assessment decision in hours. If you are 18 years or older, and you meet our other eligibility criteria, you are entitled to apply. The Salvation Army is an accredited provider of the No Interest Loan Scheme by Good Shepherd Australia New Zealand. Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees.

As a result we can’t do “quick checks” with “fast approval” like some of the “fast cash” services. Refer to Good Shepherd no interest loans to purchase a car Not all NILS providers can help with this loan type.

Manage your business banking online

You draw down what you need (our https://artsaccessaustralia.org/ minimum redraw is $200) and only pay interest on the total outstanding balance If no interest loans is suitable for you, you will be provided with information on the document requirements and details of how to apply. Depending on how quickly you can provide the requested information, it can take a few days to finalise and submit your loan application.

Types of National Police Checks

Select ‘National Name and Fingerprint Records search’ (now known as a National Police and Fingerprint Records Check) as the type of check required in Section A. The National Police and Fingerprint Records Check is for specific purposes. As a result of the check you will receive a National Police Certificate via post in line with National Police Check processing times.